TERMS AND CONDITIONS
Last updated: May 7, 2026
Please read these Terms and Conditions carefully before using Our Service.
________________________________________
INTERPRETATION AND DEFINITIONS
Interpretation
Words with initial capitalization have meanings defined under the following conditions. These definitions apply regardless of whether they appear in singular or plural form.
Definitions
Affiliate
means an entity that controls, is controlled by, or is under common control with a party.
Company
(referred to as “the Company,” “We,” “Us,” or “Our”) refers to Susan Newhouse & Associates, LLC, 903 Lowell Lane, Naperville, Illinois 60540.
Country
refers to the United States, State of Illinois.
Feedback
means feedback, suggestions, or ideas You provide regarding the Service.
Goods and Services
refer to any products, digital content, or professional services offered through the Service.
Orders
mean a request by You to purchase Goods or Services from Us.
Service
refers to the Website.
Terms
mean these Terms and Conditions, which form the entire agreement between You and the Company regarding use of the Service.
Website
refers to Susan Newhouse & Associates, LLC, accessible from https://www.susannewhouse.com.
You
means the individual or legal entity accessing or using the Service.
________________________________________
ACKNOWLEDGEMENT
These Terms govern Your use of the Service and establish the agreement between You and the Company.
By accessing or using the Service, You agree to be bound by these Terms. If You do not agree, You may not access or use the Service.
Your use of the Service is also subject to Our Privacy Policy and Cookies Policy, which describe how We collect and use Personal Data.
________________________________________
USE OF THE SERVICE
You agree to use the Service only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use of the Service.
We reserve the right to modify or discontinue any part of the Service at any time without notice.
________________________________________
ORDERS, PAYMENTS, AND BILLING
If You purchase Goods or Services through the Service, You agree to provide current, complete, and accurate information.
Payments may be processed through third party payment providers. We do not store full payment card details.
We reserve the right to refuse or cancel Orders for reasons including but not limited to:
________________________________________
REFUNDS AND CANCELLATIONS
Refunds, cancellations, and rescheduling (if applicable) are subject to any written agreement, invoice terms, or policies provided at the time of purchase.
Certain digital content or services may be non refundable once delivery or performance has begun.
________________________________________
PROMOTIONS
Any Promotions offered through the Service may be governed by separate rules. In the event of a conflict, Promotion rules will apply.
________________________________________
INTELLECTUAL PROPERTY
The Service and its content (excluding content provided by You) are the exclusive property of the Company and its licensors.
You may not reproduce, distribute, modify, or exploit any content without prior written permission.
________________________________________
FEEDBACK
Any Feedback You provide may be used by the Company without restriction or compensation to You.
________________________________________
THIRD PARTY LINKS
The Service may contain links to third party websites. We are not responsible for the content or practices of third party sites.
________________________________________
TERMINATION
We may suspend or terminate Your access immediately, without notice, if You violate these Terms or applicable law.
Upon termination, Your right to use the Service ceases.
________________________________________
DISCLAIMER
The Service is provided “AS IS” and “AS AVAILABLE.” We make no guarantees regarding accuracy, reliability, or availability.
We do not warrant that the Service will be uninterrupted, secure, or error free.
________________________________________
LIMITATION OF LIABILITY
To the maximum extent permitted by law, the Company shall not be liable for indirect, incidental, consequential, or special damages.
Our total liability shall not exceed the amount paid by You to the Company for the Service, or $100, whichever is less.
Some jurisdictions do not allow certain limitations, so some provisions may not apply to You.
________________________________________
GOVERNING LAW
These Terms are governed by the laws of the State of Illinois, United States, without regard to conflict of law principles.
________________________________________
DISPUTE RESOLUTION
You agree to attempt to resolve disputes informally by contacting the Company before pursuing legal action.
________________________________________
SEVERABILITY AND WAIVER
If any provision is held invalid, the remaining provisions will remain in effect.
Failure to enforce any right does not constitute a waiver.
________________________________________
TRANSLATION
If these Terms are translated, the English version shall control in case of dispute.
________________________________________
CHANGES TO THESE TERMS
We may update these Terms from time to time. Changes will be posted on this page with an updated “Last updated” date.
Continued use of the Service constitutes acceptance of the revised Terms.
________________________________________
CONTACT US
If You have any questions about these Terms and Conditions, please contact:
mail: susan@susannewhouse.com